AMALAN

We are a social enterprise that helps Indonesian borrowers who find it difficult to make their monthly loan payments. There are many reasons why paying back loans can become very difficult and it can happen to anyone. In fact, it happens to an estimated 3 million families across Southeast Asia. Unforeseen circumstances such as job loss, sickness, and accidents can lead to loss of income. Small business owners and young entrepreneurs often finance their businesses with personal credit cards. Hence, when businesses run into financial troubles, their personal finances experience trouble as well. Flooding, fire, and hospital bills often result in big expenses AND a loss in income as businesses have to stay closed for repairs and hospitalized people might not earn the salary.